The 50/30/20 rule is a common, widely-used budgeting guideline — not personalized advice, just a simple starting split many people find useful: roughly 50% of your income toward needs (rent, groceries, bills), 30% toward wants (dining out, subscriptions, fun), and 20% toward savings or paying down debt. Tag your categories as Need, Want, or Savings under Edit, and this section will show how your actual spending compares to that split.

Extra you can put toward debt each month ($)

Set up bills that repeat every month once, then log them for the current month with one tap instead of re-entering them each time.